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Frequently asked Questions
A formal document demanding payment for a dishonored cheque, per Section 138 of the Negotiable Instruments Act, 1881.
It’s a mandatory step to initiate legal action and recover dues, per Section 138.
Yes, it must be sent within 30 days of cheque dishonor to enable court action.
Typically 3–5 days, depending on case complexity and document verification
Yes, if the cheque or notice is invalid (e.g., no legal debt), per Indian Contract Act, 1872.
ID proof, bounced cheque, return memo, transaction evidence and drawer’s details.
The drawer must pay within 15 days of notice receipt, per Section 138.
No, ongoing assistance (e.g., court filing) is an optional paid service, billed separately.
Court action may lead to up to 2 years imprisonment or fine, per Section 138
Via registered post or courier for legal validity; email may supplement delivery.
File a complaint in court within 30 days of the 15-day period expiry, per Section 138.
Dishonors due to insufficient funds, stop payment or signature mismatches, if legally enforceable.
